Dorothy Smith
There have been so many changes to the mortgage rules, regulations and guidelines over the last few years making it more difficult than ever to navigate through the finance options and identify, compare and determine the best mortgage lender and solution to meet your specific needs.
Just going to your current lender or bank for consideration can end up costing you thousands of dollars. The options available for consideration may not really be the best product or option to meet your future plans and expectations.
I am here to help guide you and compare the various lender options for consideration. Identifying the different product, rate and qualifications to ensure you are able to chose the best mortgage solution to meet your personal needs.
I have access to many different lenders, products and solutions to assist with determining what is most suitable for any requirements.
First time home buyer? Purchase, refinance, mortgage renewal/transfer? Considering a second home or investment property?
Having a challenge with your credit history or debt load? Income is non traditional and think you do not qualify? I have products to assit with that.
Transferring or relocating with your employment? With more than 25 years in the industry, I have helped hundreds of DND, RCMP, Government and Corporate clients Move across Canada under the relocation programs. I ensure that I am up to date with the latest rules, regulations and guidelines, so that I can help you walk through the process with ease, saving you time and money, while providing you with the information required to make an informed decision as it relates to your particular relocation program.
I take great pleasure working one on one with clients, committing extra time helps me better understand your needs as well as build a lasting relationship, so that you will not only think of me for all your financing questions, but also trust and recommend me to your family, friends and colleagues with confidence.
I strive to ensure that all clients receive the very best rates, products and mortgage solutions to meet their individual needs. Financing one of the biggest assets of your life can be very overwhelming and stressful. Let me help make your experience educational and a positive one.
I invite you to contact me today for your free consultation. Mortgage Advise You Can Trust!
Dorothy Smith
Mortgage Broker, Level 2
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What My Clients Say
“I just want to inform you that your service was excellent, all the work you put into helping us get started was outstanding. I continue to reference you to other Military families. Pam and I can not thank you enough. Again thank you so much…
“Dorothy is one of the hardest working people I know and is the epitome of integrity and professionalism she definitely goes the extra mile for everyone”
“We were very happy to find Dorothy. I was very busy with wedding plans and my husband found a cut house that was for sale at the same time. I didn't have the time to do the work Dorothy did for us. She provided us with all the details we…
“Just want to sent a big THANK YOU for everything you have done for us . You are truly amazing and professional girl. I will certainly recommend you for future reference. It can be challenging to work with all this lenders and financial…
“Dorothy, I would like to offer this personal note of gratitude for Dorothy's assistance and guidance regarding the sale and purchase of my principal residences due to military relocation. Military house-hunting trips (HHT)are…
“Hey Dorothy, Hope you are finding time to enjoy your summer. I am getting really excited for my move. Thank you for everything you have done for me regarding the financing of my new home. You were very helpful every step of the way and…
Latest Mortgage News
Stay up to date on rates and policy changes.
Bank of Canada Rate Announcement
Bank of Canada announces rate hold at 2.25%!
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Bank of Canada Rate Announcement
Bank of Canada announces a rate hold for the 6th time in a row.